What are the different types of Electrical Insurance that I may need?

​

• General Liability

• Equipment Breakdown

• Buildings and Contents

• Commercial Property

• Crime Insurance (tools and equipment)

• Worker's Compensation

• Commercial Auto

• Business Income and Extra Expenses

• Employee Dishonesty

• Electronic Data

​

How much does Electrical Insurance cost?

​

There are many different factors that can affect your cost for electrician liability insurance, including your:
 

• Location, because some states have minimum coverage requirements that can increase your insurance cost.

• History, especially if you’ve faced many claims and lawsuits in the past.

• Number of Employees, because the more employees you have, the more it can cost for coverage.

• Policy terms, like choosing a higher coverage amount, deductible or earlier retroactive date.

• General aggregate limit, the total amount of coverage you may need for potential losses.